Blockwise is a report on a property and its block, built for a decision: the debt stack as it actually stands, the tax trajectory ahead, the condition and regulatory record, and the block around the asset. Every figure traceable to a source.
For an asset you are about to lend on or buy. The full baseline read, in the order a credit memo asks its questions: title, true debt, taxes and abatements, condition, regulation, and the block around it.
For assets you already hold. Each quarter opens with what changed since the last one: new liens, transfers, violation movement, permit activity, tax roll changes, on the subject and its block. The delta, not a data dump. Built to sit in a surveillance file.
Three layers, one document. The block is part of the unit of analysis: what is happening around an asset is part of the record on it.
Title and ownership history. The capital stack as it actually stands, with consolidation chains collapsed to the true outstanding balance rather than the raw lien record. Condition and violation history, permits, litigation, liens, and complaint trajectory.
Six trajectory signals across every lot on the block: ownership churn, new-construction pipeline, alteration velocity, HPD violation trajectory, institutional capital share, and valuation and tax movement. Plus a distress scan: vacate orders, lis pendens, foreclosures, and tax liens on the record.
Abatements and their phase-out schedules, rent regulation status and what it hinges on, and program exposure, projected forward to the tax bill the current roll does not show.
Every finding stated with its source. What the record cannot confirm is flagged, not asserted.
The same engine that produces a report can run at portfolio scale. We build custom surveillance: monitoring across a book of assets, integration with your internal deal data, delivery in the format your credit process already uses.
We usually send a report within two work days.